Investment Portfolios

CPN run a series of managed investment portfolios to suit different clients appetite for risk.

Our Portfolios

We have built our reputation as a trustworthy and reliable investment firm as a result of our dedication to diligent analysis, a long-term perspective, and our commitment to the preservation of capital. As a firm, our primary goal is to provide the best risk-adjusted returns we can for our clients. This means that whilst we are always striving to outperform the market, we will never attempt to do so by exposing capital your money to significant downside risk.

We feel that whilst most people invest with the goal of making returns, it is important that they are never subjected to permanent deprivation of capital. We have a commitment to risk management that permeates everything that we do and underlies all of the portfolios that we manage.

Our main line portfolios are built using a blend of the CPN OEIC Fund Range. Our Ethical and Specialist portfolios use a more traditional approach, building the portfolios with an extensively researched range of Ethical and Specialist funds.

Managed Portfolio Service (MPS)

The MPS is an actively managed investment service constructed in response to the need to recognise the different aspirations and goals of our clients and the varying appetites for risk they might have. The MPS is made up of a series of portfolios with different strategies ranging from Very Cautious through to Adventurous.

Each portfolio features a different blend of assets to reflect the trade-off between seeking to maximise returns whilst simultaneously protecting capital and minimising the potential for loss. Each portfolio is constantly monitored, reviewed, and optimised by our dedicated investment team. It is our goal to achieve the best possible returns for each portfolio whilst maintaining a considered and disciplined approach to managing the risk parameters.

Fixed Interest Portfolio

Risk is Very Cautious - 3/10

Fixed Interest Portfolio

Capital preservation is the key focus of this portfolio. It aims to achieve returns slightly above cash with the minimum volatility and minimal downside risk as a priority.

Defensive Portfolio

Risk is Cautious - 5/10

Defensive Portfolio

This portfolio aims to achieve modest growth and income whilst looking to preserve the value of capital and keep volatility to a minimum.

Balanced Portfolio

Risk is Balanced - 6/10

Balanced Portfolio

This investment portfolio aims to achieve growth & income through a balanced exposure to a range of different asset classes.

Global Growth Portfolio

Risk is Moderately Adventurous - 7/10

Global Growth Portfolio

The aim of this investment portfolio is to achieve higher levels of growth and income in the medium-long term through an equity-focused investment approach and international exposure.

Global Equity Portfolio

Risk is Adventurous - 9/10

Global Equity Portfolio

This investment portfolio aims to obtain high levels of growth through investment in more risky markets. The strategy looks to embrace volatility in search of increased long-term returns.

Ethical Portfolio Service (EPS)

The EPS is an actively managed investment service constructed in response to the fact many clients now want to ensure that their portfolios match their ethical sensibilities. The EPS range follows broadly the same strategy and allocation as the main Managed Portfolio Service, but it takes into account environmental, social and governmental concerns.

We run three separate EPS portfolios to cater to the different risk categories, from the cautious investor up to the more adventurous. All of the portfolios screen out “unethical” companies like weapons, oil, and countries with questionable governments. A number of our funds also seek to make positive change by not only screening out bad companies but actively investing in companies that do good or promote a better world whilst still achieving good investment returns.

Ethical Defensive Portfolio

Risk is Cautious - 5/10

Defensive Portfolio

This portfolio aims to achieve modest growth and income whilst looking to preserve the value of capital and keep volatility to a minimum.

Ethical Balanced Portfolio

Risk is Balanced - 6/10

Balanced Portfolio

This investment portfolio aims to achieve growth & income through a balanced exposure to a range of different asset classes.

Ethical Growth Portfolio

Risk is Moderately Adventurous - 7/10

Global Growth Portfolio

The aim of this investment portfolio is to achieve higher levels of growth and income in the medium-long term through an equity-focused investment approach and international exposure.

Specialist Portfolio Service (SPS)

Our Specialist Portfolios align your investments not only with a risk category but also with a specific strategy.

We run a variety of specialist strategies that have a dual purpose beyond just investment returns. Our investment managers receive additional training regarding both UK and International taxation to align portfolios that have a dual investment return and tax mitigation strategy.

Inheritance Tax / AIM Portfolio

Risk is Adventurous + - 10/10

Inheritance Tax / AIM

Our IHT Portfolio invests in a selection of individual stocks from the AIM market. It is designed specifically for inheritance tax purposes and is a high-risk portfolio.

Cash Plus Portfolio

Risk is Very Cautious - 1/10

Cash Plus Portfolio

Capital preservation is the key focus of this portfolio and the portfolio is virtually free from any volatility. It aims to provide a stable, consistent return similar to that experienced with a cash deposit account.

Income Portfolio

Risk is Balanced - 6/10

Income

The primary goal of this investment portfolio is to provide a constant income stream and has an expected target yield of 4-5% per annum.

Switch Lists

Risk is Balanced - 6/10

Switch Lists

For Legacy products, we offer a Switching service, whereby we manage and change the holdings within your product based on the available funds and asset classes that the legacy provider has available.

Bespoke Portfolio Service

The CPN Bespoke Portfolio Service is our offering for clients who have specific investment needs or targets. Open to clients with a portfolio of £500,000.00 or more, each portfolio is assigned to a dedicated Investment Manager with the CPN team. Your dedicated manager will work directly with you to curate a portfolio that suits your bespoke needs. You will meet with your dedicated manager quarterly to assess performance and make changes to the portfolio that are required as part of the ongoing management.